At STL Metro Appliance Outlet, we believe everyone deserves high-quality, reliable appliances—without the stress of paying everything upfront. Whether you're replacing a broken refrigerator, upgrading your laundry setup, or furnishing a new home on a budget, we make it easy with simple layaway plans and flexible financing options designed to fit real household budgets.
We specialize in discount appliances, including used, dinged and dented, and new appliances at reduced prices, so our layaway and financing programs help you lock in today’s deals while keeping payments manageable.
Our layaway program lets you reserve the appliances you want now—even before you’re ready to pay in full.
Here’s how it works:
Choose your appliance.
Lock in today’s discounted price on used, dinged & dented, or new appliances.
Make a small down payment.
A low deposit reserves your item.
Make payments at your own pace.
Weekly, bi-weekly, or monthly—whatever fits your budget.
Pick up your appliance once it’s paid off.
No credit check. No interest. No surprises.
Secures inventory before it sells out (especially scratch-and-dent items)
Prevents price increases during your payment period
No financing applications or credit requirements
Gives budget-minded families room to plan and save
| If you want… | Choose: |
|---|---|
| To reserve an item and pay over time before pickup | Layaway |
| To take home your appliance today | Financing |
| No credit check | Layaway |
| Low monthly payments | Financing |
| A guaranteed price lock | Layaway |
Both options help keep major appliance purchases affordable while giving you access to high-quality inventory at discounted prices.
Visit our St. Louis or Metro East showroom to:
browse discounted appliances
start a layaway plan
apply for easy financing
get help from our friendly appliance specialists
We’ll help you get exactly what you need—without stretching your budget.
Why pay more when you can get the same high-quality appliances for less? At STL Metro Appliance Outlet, you’ll find brand-new name-brand appliances at up to 60% off the original retail price—just because of minor cosmetic blemishes. It’s the perfect way to save big without sacrificing performance or warranty-backed reliability.